Health

Have The Conversation

“In my time of dying want nobody to mourn. All I want for you is to take my body home.

Well, well, well, so I can die easy

Well, well, well, so I can die easy”

-Led Zeppelin

 

Nobody wants to interrupt the family dinner to simply state, “I want to be cremated.” When someone does mention the grueling details of where they are purchasing their pre-paid plot, it gets dismissed as if it will never happen.

“Stop that. I don’t want to talk about that.”

However, this is an important conversation to have. Death is very much a part of life. We discuss the details of our wedding, birthday parties and even what we had for lunch. This important detail gets swept under the rug. We all feel immortal and invincible. Perhaps you have thought about your plans but decided to discuss it later.

Sometimes, later comes sooner than you think. You will not be there to discuss the details. Maybe it was too late and that life insurance policy that you put aside on your desk just simply collected dust. Your loved ones have to put their grieving aside and the pain and sadness of your loss to focus more on worrying about the sudden decisions they must make, and the hefty fee that comes along with it.

Cremations start at the very minimum of $700 and that doesn’t even include transportation of the body or the box the ashes with go in, nor does it include a service. According to Lincoln Heritage Funeral Advantage, the average funeral costs between $7,000-$12,000.

Not leaving a will or sharing your last wishes can strain a family. I have even heard of people you would least expect having to go to court over assets. Could you imagine your loved ones stressing about what to do or fighting over who gets what? Death isn’t this sad cinematic moment where the loved ones scatter ashes over a  mountain’s edge while wiping away a tear as they smile about the fond memories of you. Though, it can be… if you just take the time to talk to your family about your final wishes. Purchase a life insurance policy so that your wife and children don’t lose their home, or write up a will for your loved ones to know what to do. Maybe you don’t have assets but even purchasing your cremation or plot can help make one less thing to worry about while your family mourns your loss.

Whether you are 28 or 63, death doesn’t discriminate. Always be prepared, for your loved one’s sake. You may not be here to worry about the final details but everyone else is.

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